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Coldwell Banker Home >
Learn
>
Budget Basics Worksheet
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Budget
Basics Worksheet
The first step in getting
yourself in financial shape to buy a
home is to know exactly how much money
comes in and how much goes out. Use this
worksheet to list your income and
expenses below.
|
INCOME |
|
| Take Home
Pay (all family members) |
|
| Child
Support/Alimony |
|
|
Pension/Social Security |
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|
Disability/Other Insurance |
|
|
Interest/Dividends |
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| Other |
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Total Income |
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EXPENSES |
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|
Rent/Mortgage (include taxes,
principal, and insurance) |
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| Life
Insurance |
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Health/Disability Insurance |
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| Vehicle
Insurance |
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Homeowner’s or Other Insurance |
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| Car
Payments |
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| Other Loan
Payments |
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|
Savings/Pension Contribution |
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| Utilities
(gas, water, electric, phone) |
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| Credit
Card Payments |
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| Car Upkeep
(gas, maintenance, etc.) |
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| Clothing |
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| Personal
Care Products (shampoo, cologne,
etc.) |
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| Groceries |
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| Food
Outside the Home (restaurant
meals and carryout) |
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Medical/Dental/Prescriptions |
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| Household
Goods (hardware, lawn, and
garden) |
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Recreation/Entertainment |
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| Child Care |
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| Education
(continuing education, classes,
etc.) |
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| Charitable
Donations |
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Miscellaneous |
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Total Expenses |
|
Remaining Income After
Expenses
(Subtract Total Income
from Total Expenses) |
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